Homeownership built to last : balancing access, affordability, and risk after the housing crisis /
The ups and downs in housing markets over the past two decades are without precedent, and the costs-financial, psychological, and social-have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building...
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| Other Authors: | , , , |
| Format: | Book |
| Language: | English |
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Washington, D.C. :
Brookings Insitution Press,
[2014]
Washington, D.C. : Brookings Institution Press, 2014 |
| Subjects: |
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| 245 | 0 | 0 | |a Homeownership built to last : |b balancing access, affordability, and risk after the housing crisis / |c Eric S. Belsky, Christopher E. Herbert, and Jennifer H. Molinsky, Editors, Joint Center for Housing Studies, Harvard University, Cambridge, Massachusetts |
| 264 | 1 | |a Washington, D.C. : |b Brookings Insitution Press, |c [2014] | |
| 264 | 1 | |a Washington, D.C. : |b Brookings Institution Press, |c 2014 | |
| 300 | |a viii, 487 pages : |b illustrations ; |c 23 cm | ||
| 300 | |a viii, 487 pages : |b illustrations ; |c 24 cm | ||
| 300 | |a viii, 487 pages ; |c 24 cm | ||
| 336 | |a text |b txt |2 rdacontent | ||
| 337 | |a unmediated |b n |2 rdamedia | ||
| 338 | |a volume |b nc |2 rdacarrier | ||
| 500 | |a This WorldCat-derived record is shareable under Open Data Commons ODC-BY, with attribution to OCLC |5 CTY | ||
| 504 | |a Includes bibliographical references and index | ||
| 505 | 0 | |9 ^^ |a Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index | |
| 505 | 0 | |9 ^^ |a Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership --^ | |
| 505 | 0 | |a Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins -- Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership -- Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index | |
| 505 | 0 | |a Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins -- | |
| 505 | 0 | |a Introduction: balancing access, affordability, and risk after the housing crisis / Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- Homeownership, wealth, and the production of racialized space / John A. Powell and Kaloma Cardwell -- Is homeownership still an effective means of building wealth for low-income and minority households? / Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- Reexamining the social benefits of homeownership after the foreclosure crisis / William M. Rohe and Mark Lindblad -- Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / Carolina Reid -- Developing effective subsidy mechanisms for low-income homeownership / J. Michael Collins --^ | |
| 505 | 0 | 0 | |t Introduction: balancing access, affordability, and risk after the housing crisis / |r Jennifer H. Molinsky, Eric S. Belsky, and Christopher E. Herbert -- |t Making the case for homeownership as a policy goal : has the experience of the housing bust changed the calculus? -- |t Homeownership, wealth, and the production of racialized space / |r John A. Powell and Kaloma Cardwell -- |t Is homeownership still an effective means of building wealth for low-income and minority households? / |r Christopher E. Herbert, Daniel T. McCue, and Rocio Sanchez-Moyano -- |t Reexamining the social benefits of homeownership after the foreclosure crisis / |r William M. Rohe and Mark Lindblad -- |t Supporting the home-buying process : understanding consumer preferences and designing homebuyer programs -- |t To buy or not to buy? : understanding tenure preferences and the decisionmaking processes of lower-income households / |r Carolina Reid -- |t Developing effective subsidy mechanisms for low-income homeownership / |r J. Michael Collins -- |t Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / |r Jeffrey Lubell -- |t Balancing affordability, access, and risk -- |t Underwriting standards, loan products, and performance : what have we learned? / |r Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- |t Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / |r Stephanie Moulton and Roberto G. Quercia -- |t Mortgage default option mispricing and borrower cost procyclicality / |r Andrew Davidson, Alex Levin, and Susan Wachter -- |t The government's role in the evolving mortgage market -- |t Rethinking duty to serve in housing finance / |r Adam J. Levitin and Janneke H. Ratcliffe -- |t Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / |r Raphael W. Bostic -- |t The role of mortgage finance in financial (in)stability / |r Mark Calabria -- |t Sustaining homeownership -- |t Engaging distressed homeowners / |r Mark Cole -- |t The home mortgage foreclosure crisis : lessons learned / |r Patricia A. McCoy -- |t Contributors -- |t Index |
| 505 | 8 | |a Engaging distressed homeowners / Mark Cole -- The home mortgage foreclosure crisis : lessons learned / Patricia A. McCoy -- Contributors -- Index | |
| 505 | 8 | |a Filling the void between homeownership and rental housing : a case for expanding the use of shared equity homeownership / Jeffrey Lubell -- Balancing affordability, access, and risk -- Underwriting standards, loan products, and performance : what have we learned? / Marsha J. Courchane, Leonard C. Kiefer, and Peter M. Zorn -- Access and sustainability for first-time homebuyers : the evolving role of state housing finance agencies / Stephanie Moulton and Roberto G. Quercia -- Mortgage default option mispricing and borrower cost procyclicality / Andrew Davidson, Alex Levin, and Susan Wachter -- The government's role in the evolving mortgage market -- Rethinking duty to serve in housing finance / Adam J. Levitin and Janneke H. Ratcliffe -- Dual mortgage markets : what role has the government played and how likely will one emerge in the future? / Raphael W. Bostic -- The role of mortgage finance in financial (in)stability / Mark Calabria -- Sustaining homeownership -- | |
| 520 | |a The ups and downs in housing markets over the past two decades are without precedent, and the costs-financial, psychological, and social-have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. This timely volume reexamines the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis. Housing, real estate, and finance experts explore the role of government in supporting homeownership, deliberate how homeownership can be made more sustainable, and discuss how best to balance afrordability, access, and risk, particularly for minorities and low-income families. Book jacket | ||
| 520 | |a "The ups and downs in housing markets over the past two decades are without precedent, and the costs - financial, psychological, and social - have been enormous. Yet Americans overwhelmingly still aspire to homeownership, and many still view access to homeownership as an important ingredient for building wealth among historically disadvantaged groups. Eric S. Belsky, Christopher E. Herbert, and Jennifer H. Molinsky have assembled a team of specilaists to reexamine the goals, risks, and rewards of homeownership in the wake of the housing bubble and subprime lending crisis." -- Publisher's website | ||
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